Department of Defense
INSTRUCTION
NUMBER 1344.09
December 8, 2008
USD(P&R)
SUBJECT: Indebtedness of Military Personnel
References: See Enclosure 1
1. PURPOSE
. This Instruction
a. Reissues DoD Directive (DoDD) 1344.9 (Reference (a)) as a DoD Instruction in
accordance with the guidance in DoD Instruction 5025.01 (Reference (b)) and the authority in
DoDD 5124.02 (Reference (c)).
b. Provides DoD policies and assigns responsibilities governing delinquent indebtedness of
members of the Military Services.
c. Prescribes policy for processing involuntary allotments from the pay of military members
to satisfy judgment indebtedness in accordance with Public Law 103-94 (Reference (d)).
d. Establishes responsibility for procedures implementing Reference (d), the Truth in
Lending Act (Reference (e)), and the Fair Debt Collection Practices Act (Reference (f)).
2. APPLICABILITY. This Instruction
a. Applies to OSD, the Military Departments, the Office of the Chairman of the Joint Chiefs
of Staff and the Joint Staff, the Combatant Commands, the Office of the Inspector General of the
Department of Defense, the Defense Agencies, the DoD Field Activities, and all other
organizational entities within the Department of Defense (hereafter referred to collectively as the
“DoD Components”).
b. Does not apply to:
(1) Indebtedness of a member of the Military Services to the Federal Government.
